Refinancing Solutions

Save Money with a Mortgage Refinance

Lower your monthly payment, reduce your term, or tap into your home's equity with our competitive refinancing options.

Couple discussing refinancing options

Refinancing Options

Explore our refinancing solutions designed to meet your financial goals.

Rate & Term Refinance
Lower your rate or change your loan term
  • Reduce your monthly payment
  • Shorten your loan term
  • Switch from adjustable to fixed rate
  • Eliminate mortgage insurance
Cash-Out Refinance
Access your home's equity for major expenses
  • Home improvements and renovations
  • Debt consolidation
  • Education expenses
  • Major life expenses
FHA Streamline Refinance
Simplified refinancing for FHA loan holders
  • Minimal documentation required
  • No appraisal needed in most cases
  • Lower closing costs
  • Faster processing times
VA Interest Rate Reduction Loan
Streamlined refinancing for VA loan holders
  • No appraisal or income verification
  • Lower interest rate or monthly payment
  • Reduced funding fee
  • Quick and easy process
Debt Consolidation Refinance
Combine high-interest debt into your mortgage
  • Lower your overall monthly payments
  • Replace high-interest debt with lower rates
  • Simplify your finances with one payment
  • Potential tax benefits (consult your tax advisor)
Home Renovation Refinance
Finance home improvements with your mortgage
  • Fund major renovations and repairs
  • Lower rates than personal loans or credit cards
  • Increase your home's value
  • Potential tax benefits for home improvements

Benefits of Refinancing

Discover how refinancing your mortgage can improve your financial situation.

Lower Monthly Payments

Refinancing to a lower interest rate can significantly reduce your monthly mortgage payment, freeing up cash for other expenses or savings.

Pay Off Your Mortgage Faster

Refinancing from a 30-year to a 15-year mortgage can help you build equity faster and save thousands in interest over the life of your loan.

Tap Into Home Equity

Access the equity you've built in your home to fund major expenses like home improvements, education, or debt consolidation.

Calculate Your Refinance Savings

Use our refinance calculator to see how much you could save by refinancing your mortgage. Enter your current loan details and compare with today's rates.

  • See your new monthly payment - Compare your current payment to what you could pay after refinancing.
  • Calculate lifetime savings - Find out how much you could save over the life of your loan.
  • Determine your break-even point - See how long it will take to recoup your refinancing costs.
Refinance calculator interface

Success Stories

Hear from homeowners who improved their financial situation by refinancing with Homebux.

"We refinanced our 30-year mortgage to a 15-year and only increased our payment by $200/month. We'll save over $100,000 in interest and own our home 12 years sooner!"

Robert & Lisa Thompson

Brentwood, TN

"I used a cash-out refinance to consolidate high-interest credit card debt. My monthly payments decreased by $600, and I'll be debt-free years sooner. Best financial decision I've made!"

Amanda Martinez

Nashville, TN

"Homebux helped me refinance my FHA loan to a conventional loan, eliminating my mortgage insurance. The process was smooth, and I'm saving $250 every month!"

David Wilson

Murfreesboro, TN

Ready to Save on Your Mortgage?

Our refinancing experts are ready to help you explore your options and find the best solution for your needs.