Home Purchase Solutions

Find the Perfect Mortgage for Your Dream Home

Whether you're a first-time homebuyer or looking to upgrade, we offer personalized mortgage solutions to make your homeownership dreams a reality.

Modern home exterior perfect for new homebuyers

Home Purchase Loan Options

We offer a variety of loan programs to meet your unique needs and financial situation.

Conventional Loans
Traditional mortgage options with competitive rates
  • Down payments as low as 3% for first-time buyers
  • Fixed and adjustable rate options
  • Flexible terms from 10 to 30 years
  • PMI can be removed once you reach 20% equity
FHA Loans
Government-backed loans with flexible requirements
  • Down payments as low as 3.5%
  • More flexible credit requirements
  • Higher debt-to-income ratios considered
  • Ideal for first-time homebuyers
VA Loans
Exclusive benefits for veterans and service members
  • No down payment required
  • No private mortgage insurance
  • Competitive interest rates
  • Limited closing costs
Jumbo Loans
Financing for high-value properties
  • Loan amounts exceeding conforming limits
  • Competitive rates for qualified borrowers
  • Fixed and adjustable rate options
  • Financing for luxury and high-end properties
USDA Loans
Zero down payment for rural properties
  • No down payment required
  • Lower mortgage insurance costs
  • Competitive interest rates
  • For properties in eligible rural areas
First-Time Homebuyer Programs
Special assistance for new homeowners
  • Down payment assistance options
  • Closing cost assistance
  • Educational resources and guidance
  • State and local program expertise

The Home Purchase Process

We make buying a home simple and straightforward with our streamlined process.

1

Pre-Approval

Get pre-approved to understand your budget and strengthen your offer when you find the right home.

2

Home Search

Work with a real estate agent to find the perfect home that meets your needs and budget.

3

Loan Processing

Once your offer is accepted, we'll guide you through the mortgage application and processing.

4

Closing

Sign your final paperwork, get your keys, and celebrate your new home ownership!

What Our Clients Say

Hear from homeowners who achieved their dreams with Homebux.

"As first-time homebuyers, we were nervous about the mortgage process. Homebux made it so easy and got us an amazing rate. We couldn't be happier with our new home!"

Michael & Sarah Johnson

Nashville, TN

"I was worried my VA benefits would be complicated to use, but my loan officer at Homebux was an expert. The process was smooth, and I closed on time with zero down payment."

James Rodriguez

Murfreesboro, TN

"After being turned down by two other lenders, Homebux found a solution that worked for my unique situation. Their expertise and persistence made all the difference."

Jennifer Williams

Franklin, TN

Ready to Start Your Home Buying Journey?

Our mortgage experts are ready to help you find the perfect financing solution for your dream home.