Contact Us
We're here to answer your questions and help you find the perfect mortgage solution.
Get in Touch
Whether you're ready to apply for a mortgage or just have questions about the process, our team is here to help. Fill out the form, and one of our mortgage experts will contact you shortly.
615-476-6703
Monday-Friday, 9am-5pm EST
suter@homebux.co
We typically respond within 24 hours
123 Financial Street
Suite 400
New York, NY 10001
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Visit Our Office
We're conveniently located in downtown New York. Stop by during business hours to speak with a mortgage specialist in person.
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Frequently Asked Questions
Find answers to common questions about our mortgage services.
What documents do I need to apply for a mortgage?
Typically, you'll need proof of income (pay stubs, W-2s, tax returns), bank statements, identification, and information about your assets and debts. Our loan officers will provide a detailed checklist based on your specific situation.
How long does the mortgage process take?
The timeline varies depending on your situation, but most mortgages close within 30-45 days from application. Our team works efficiently to ensure a smooth and timely process.
What credit score do I need to qualify?
Credit score requirements vary by loan type. Conventional loans typically require a score of 620 or higher, while FHA loans may accept scores as low as 580. We offer options for various credit profiles.
How much down payment will I need?
Down payment requirements range from 0% for VA loans to 3-5% for many first-time homebuyer programs, and typically 10-20% for conventional loans. We can help you explore options that match your financial situation.